Our Services

Other firms deliver transactions – Ray Smith CPA builds relationships. Our team knows a healthy, thriving business depends on integrated financial systems: from accounts payable to expense management, accounts receivable to revenue forecasting, and budgeting to reporting. This level of financial management can be costly and complicated for a small business to have in-house.

That’s where we can help.

At Ray Smith CPA, our team delivers a holistic approach to maximize your personal and professional success. We provide a complete suite of services and cross-functional strategic counsel, giving you peace of mind and the freedom you need to focus on your growing business or estate.

What We Do

Our firm functions as your comprehensive, outsourced finance department – equipping you with the capabilities of a highly experienced in-house team at an affordable price.

We’ll build your custom program from our comprehensive suite of services, including:


  • Budgeting
  • Forecasting
  • Comprehensive tax strategy
  • Business coaching

Routine Processing

  • Payroll
  • Accounts payable
  • Accounts receivable
  • Expense management
  • Bookkeeping
  • Account reconciliation

Tax & Compliance

  • Local, state and federal regulatory compliance
  • Quarterly tax payments
  • State and federal tax filings


  • Real-time KPI tracking
  • Dashboard architecture and management
  • Financial statements
  • Board and shareholder accountability

For our high-net-worth families, we provide integrated solutions for investment accounting, bill pay and tax planning.

Who We Serve

We’re a champion for Texas small businesses, and our focus is intentional.

Our clients range from $500,000 to $8 million in annual gross revenue, fewer than 50 employees and operations solely within the state of Texas. For start-ups, we are best suited for companies with at least $500,000 in invested capital.

Our team works with executive leaders, founders, entrepreneurs and contractors across a variety of sectors, including:

  • Healthcare
  • Family Office
  • Municipal
  • Professional Services
  • Retail
  • Trades

By working within defined geography, size and industry parameters, we know how to navigate the unique requirements, exceptions, opportunities and challenges affecting our clients.

We also offer tax preparation and planning services to high-net-worth families with $10 million to $50 million in invested assets. Families with more than $50 million in invested assets can receive our integrated investment accounting and bill pay services, as well.

 Why Outsource to Us?

Clients see our holistic, outsourced model as a competitive advantage. While it requires sustained investment and a longer-term relationship than transactional services, the strategic benefits are unmatched.

Some of the benefits of outsourcing include:

  • More Time – Instead of managing routine tasks, we give you time back so you can focus on execution and growth within your business.
  • Lower Cost – With our program, you pay for exactly what you need, when you need it. Outsourcing, on average, costs 40% less than executing the same services in-house.
  • Faster Scalability – Using our services gives you easy access to technology and personnel, making it less burdensome to scale up as your business grows.
  • Fractional Executive Leadership – Because of our experience and connections, we provide you with access to Controller and Chief Financial Officer support that would otherwise be unattainable for a small business.
  • Impactful Financial Reporting – With access to all elements of your business finances, we’re able to ensure that your financial reports are timely, accurate and insightful.
  • Business Advising & Coaching – With decades of experience working with small businesses in Texas, we’re able to assess your data, help you better understand your business and help improve your success.

 Ready for a Conversation?

Contact us to start the process today!